HOME OWNERSHIP
Family Selection
The Family Selection Committee evaluates applicants according to the following criteria:
Need:
- Unfit living conditions
- Housing costs excessive in relation to income
- Cannot qualify for conventional housing loan
Ability
to Pay:
- Must have reliable income and history of stability.
- Gross income should not exceed 80% of county median and may include family assistance, child support and alimony.
- Must be able to pay a $2500 down payment
- Acceptable credit history.
- Section 8 recipients do not qualify for our affiliate's program.
- Bankruptcy: If a family has not filed in the past five years and the debts are paid, they are eligible to apply.
- See Pomona Valley Habitat for Humanity’s 2010 Family Income Chart.
Willingness to Partner With Habitat
- Desires home ownership, accepting its obligations.
- Prepared to sign agreements for "sweat equity" of 500 hours for Co-owners, or 250 hours for single owners. All sweat equity hours must be completed prior to occupancy.
- Willing to participate with Habitat in an ongoing relationship.
- Willing to sign an agreement to provide Habitat with an option to buy back the home in the event the owner needs to sell.
- Willingness to participate in public events and be an advocate of Habitat's affordable housing program.
NOTES:
- Applicants must be citizens or permanent legal residents.
- Applicants must live within our 16-city service area which includes the following cities: Chino, Chino Hills, Claremont, Covina, Diamond Bar, Glendora, La Puente, La Verne, Montclair, Ontario, Pomona, Rancho Cucamonga, San Dimas, Upland, Walnut, and West Covina.
- If the Applicant and Co-Applicant are not married and either has been previously married, that applicant will be asked to provide proof of divorce or to submit a notarized release from the separated spouse.
Prospective home owners are encouraged to frequently call our recorded message at 909-596-7098 Ext. 3 (after hours) for an update on home availability. Pomona Valley Habitat for Humanity does not maintain a waiting list or mail out home ownership applications.
For more information,
please email your questions by clicking here.
